Stability. Strength. Leadership.
New York Life has been providing stable value solutions for over 40 years and has more than $35 billion of stable value assets under management.1
We offer general account, separate account and collective investment solutions to fit all sizes and types of plans including:
Defined contribution plans
Defined benefit plans
Executive benefit plans
529 college savings plans
Taft-Hartley plans
403(b) plans
457 government plans
Why Recommend Stable Value?
Financial advisors can add value to their practice by not overlooking any capital preservation option, learning to be well versed in the evaluation of all types of stable value funds and determining the best solution for each of their clients’ plans. Successful retirement plan advisors understand how to effectively position this unique asset class within a plan’s investment lineup, and how to efficiently evaluate, compare and select the right structure for each of their clients’ plans. Our sales and client relationship team provide customized support to financial advisors and their clients.
Defined contribution plans
Defined benefit plans
Executive benefit plans
529 college savings plans
Taft-Hartley plans
403(b) plans
457 government plans
Gross Crediting Rates
Ratings
Ratings
New York Life Insurance Company has earned the highest financial strength ratings currently awarded to any U.S. life insurer by all four major ratings agencies.2
AM Best: A++ Superior
Moodys: Aaa Exceptional
Fitch: AM Extremely Strong
S&P: AA+ Very Strong
Gross Crediting Rates
New York Life Anchor Account
2.27% (as of February 28, 2021)3
New York Life Guaranteed Interest Account
1.55% (as of January 1, 2021)4
1. As of December 31, 2023.
2. The Anchor Account crediting rate is subject to change daily.
3. New issue crediting rate as of January 1, 2025. The initial crediting rate will last through December 31st of the first contract year and will reset every January 1 and July 1 in subsequent years. Rates declared in subsequent years are declared in advance and fixed for six-month periods. GIA has a contractual minimum crediting rate of 1%. Past performance is no guarantee of future results.
4. The financial strength of New York Life Insurance Company applies only to its insurance products and not to investment products which are subject to market risk and fluctuations in value. Source: Individual independent third-party ratings agency reports as of October 4, 2024.
The GIA and Anchor Account are group annuity contracts and not mutual funds or collective trusts. New York Life Insurance Company provides the guarantee of principal and accumulated interest. They are not guaranteed by the FDIC or the federal government.
The Reliance Trust NYL Anchor Account is a collective investment trust for which Reliance Trust Company serves as trustee and investment manager. Guarantees are subject to the financial strength and claims paying ability of New York Life. It is not guaranteed by the FDIC or the federal government.
The New York Life Guaranteed Interest Account (GIA) and the New York Life Anchor Account are group annuity products issued by the New York Life Insurance Company, 51 Madison Avenue, New York, NY. Guarantees are based on the claims-paying ability of the New York Life Insurance Company.
Stable Value Investments is a division of New York Life Insurance Company, New York, NY..
Corporate Headquarters: 51 Madison Avenue, New York, NY 10010