Overview
Overview
Stability. Strength. Leadership.
New York Life has been providing stable value solutions for over 40 years and has more than $35 billion of stable value assets under management.1
We offer general account, separate account and collective investment solutions to fit all sizes and types of plans including:
Defined contribution plans
Defined benefit plans
Executive benefit plans
529 college savings plans
Taft-Hartley plans
403(b) plans
457 government plans
Why Recommend Stable Value?
Financial advisors can add value to their practice by not overlooking any capital preservation option, learning to be well versed in the evaluation of all types of stable value funds and determining the best solution for each of their clients’ plans. Successful retirement plan advisors understand how to effectively position this unique asset class within a plan’s investment lineup, and how to efficiently evaluate, compare and select the right structure for each of their clients’ plans. Our sales and client relationship team provide customized support to financial advisors and their clients.
Defined contribution plans
Defined benefit plans
Executive benefit plans
529 college savings plans
Taft-Hartley plans
403(b) plans
457 government plans
Gross Crediting Rates
- New York Life Anchor Account
4.10% (as of October 31, 2024)2
- New York Life Guaranteed Interest Account
5.35% (as of July 1, 2024 - December 31, 2024)3
Ratings
- New York Life Insurance Company has earned the highest financial strength ratings currently awarded to any U.S. life insurer by all four major ratings agencies.4
- A.M. Best: A++ Superior
- Moody's: Aaa Exceptional
- Fitch: AAA Extremely Strong
- S&P: AA+ Very Strong
Latest Insights
Latest Insights
Stay the Course
Potential Challenges of Proprietary Stable Value Funds
Capital Preservation: The Stable Value Advantage - GIA
Understanding GICs
Importance of the Guarantor
Every Ship Needs a Rudder
Why Choose New York Life Stable Value for 529 Programs?
Understanding Stable Value
Deconstructing Stable Value
Choices & Consequences
Stable Value Fees & Performance
Understanding Spread
Not all Funds are Created Equal
Stable Value Option for 403(b) and 457(b) Plans
Taft-Hartley Stable Value Solutions
Ratings
New York Life Insurance Company has earned the highest financial strength ratings currently awarded to any U.S. life insurer by all four major ratings agencies.2
AM Best: A++ Superior
Moodys: Aaa Exceptional
Fitch: AM Extremely Strong
S&P: AA+ Very Strong
Gross Crediting Rates
New York Life Anchor Account
2.27% (as of February 28, 2021)3
New York Life Guaranteed Interest Account
1.55% (as of January 1, 2021)4
Fact Sheets and Product Guides
Fact Sheets and Product Guides
- Guaranteed Interest Account Fact Sheet
- Guaranteed Interest Account 529 Fact Sheet
- Guaranteed Interest Account Investment Only Plans Product Guide
- Guaranteed Interest Account 529 Plans Product Guide
- Guaranteed Interest Account 403(b) and Non-Qualified Plans Product Guide
- Guaranteed Pension Account Product Guide